Credit Cards have a wide range of benefits. Different credit card issuers have their own sets of credit card benefits. The most basic credit card benefit is the grace period you have after making your purchase. Most credit cards have a grace period of 25 days or more.
Other credit card benefits include the following:
- Extended Return Policy or Return Guarantees
- Extended Warranty
- Price Protection
- Shopping Discounts and Deals (ex. Visa Signature Fandango BOGO)
- Free Shipping Discounts
- Roadside Assistance
- Rental Car Insurance
- Travel Insurance | Travel Medical Insurance
- Trip Cancellation / Interruption Insurance
- Lost or Damaged Luggage and Baggage Insurance
- Cash Back | Points | Miles
- Loyalty Points
- Airline and Hotel Status – Instant Gold Status
- Airport Lounge Access
- Travel Related Reimbursements
- Fee Credit for Global Entry or TSA Pre-check
- Free Boingo WIFI Access
- 24/7 Concierge Services | Personal Assistants
- Reservation Access to Exclusive restaurants and events
- Special Hotel Privileges like late check-out, free breakfast, etc. (Amex FHR, Visa Luxury Collection, etc)
- Special Access to Events
- No Foreign Exchange Fee
- Free Credit Scores and FICO Scores
- 0% APR Balance Transfer
- 0% APR on New Purchases
- No Balance Transfer Fees
- and many many more