Question: Can I Apply for Credit Card if I’m at 18?

Answer: Yes, you can apply for credit card if you are 18 years old.  Congratulations to you!  The minimum age to apply for Credit Cards in the US is 18.  You must be over 18 years old to apply for any major credit cards such as Visa, Mastercard, American Express or Discover.

In addition, you will need to provide your Social Security number along with your annual income.  If you have no credit card history,  most likely credit card companies will not approve the credit card application or your credit limit might be very low if approved.

You can look into getting student credit cards or secured credit cards as your first credit card to get your credit history.