Question: What are the benefits of a chip credit card?

Answer: In most places besides the United States, credit cards are chip enabled and offer more security and protection than credit cards with signatures.

Chip-enabled credit cards are also called EMV credit cards.

Having a chip-enabled credit card allows you to use your credit card widely when travelling internationally because chip card readers are already standard in Europe, Canada, Mexico and parts of Asia.

With major credit card breaches in the United States, more credit cards issuers are changing to chip-enabled credit cards.